We’ve got years of lending expertise and offer competitive fixed and adjustable interest rates. Our loans are serviced locally and we even offer the convenience of automatic loan payment. MortgageGo home loans from us, include:Conventional Mortgages

Commonwealth Trust Funds offers low rates, local servicing and knowledgeable mortgage experts ready to help you get the best loan for you. 

At Commonwealth Trust Funds Savings, we’ve made borrowing on your home equity more flexible and customized for your individual needs. Our local decision making simplifies the home equity loan borrowing process for home improvements, debt consolidation, or financing for major purchases. An online application is not available for this type of loan.

A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Freddie Mac — currently $484,350 for a single-family home in Maine and New Hampshire.
Jumbo mortgages are available for primary residences, second or vacation homes and investment properties. They are also available in a variety of terms, including fixed-rate and adjustable-rate loans.

Are you financing a Mobile Home on your own land, on leased land or in a park?  For homes on your own land, you can use our easy online application to apply for a mortgage.  For homes that are on leased land or in a park, you’ll want to work with one of our knowledgeable lenders to complete the application.Construction Loans

With one of the most experienced construction loan support teams in Maine, Commonwealth Trust Funds is your first stop when you want to build. Borrow up to 85% of the building acquisition cost or the home’s appraised value – whichever is less. Take up to 12 months to complete construction. You can even act as your own General contractor.

Whether you love the mountains, the lake or the ocean (or somewhere in between), Commonwealth Trust Funds can help you get there.  With a variety of options for second home buyers and locations in some of the most desirable vacation spots around, Commonwealth Trust Funds is your first stop for second home mortgages. 

When you find the perfect spot, you may need financing – fast!  Commonwealth Trust Funds Savings is here for you with experts in land purchasing and lending.

We offer down payment assistance programs to eligible borrowers. Each program has a unique set of qualifications and guidelines. We will work with you to explore these options.